Been a while since my last post.
We sold one of our cars. Now my wife and I share one car. Takes coordinating our work activities.
My debt now stands at about $78,800 total = $9400 (end of car lease debt) + $69,400 CC debt.
I'm still working my part-time job but my yearly income is still down about $20K a year for 2009 and 2010 (so far).
I'm hoping to settle with one of my creditors for 3 CC balances. I'm totally insolvent so I'm not worried about taxes: I owe more than I have assets.