This last weekend my wife stopped me from dropping off my shirts at the dry cleaners. She asked me how much I've been spending. I told her $1.25 per shirt and she said that she could do them for me - I could pay her instead !
(But she's so busy though, I'm going to start ironing my own shirts and save her the stress of additional housework on top of her already stressful job and home life.)
$1.25 times 30 days/month and that's a savings of $37.50 per month or $450/year.
I love making revisions to our budget that result in more savings!
Monday, March 16, 2009
Saturday, March 14, 2009
Self car repairs
Our minivan was repeatedly blowing a fuse so I Google'd the problem and found a solution. Cost me $24 for a Brake Pressure Switch that was covered in brake fluid. Took me about 20-30 minutes to install after removing the air filter. I'm sure the dealer would have charged at least a couple $100 bucks just to diagnose the "electrical" problem.
Monday, March 9, 2009
Paid off some more Credit Cards
I paid off my Orchard Bank CC and my Paypal GE credit account. I'm also going to be paying off my wife's Kohls CC right after I logoff from here.
I finally have an emergency fund of $3K. It's going to grow to $5K by the end of the week and then hopefully I can add another $500 at the end of the month.
I also just increased my 401K contribution to 3%. My employer matches up to 5% but I'm not ready to cut that much out of my take home pay yet.
I've been able to cash flow a lot of things lately: $320 for a notebook computer for my daughter to use at college, $220 to fix our washer and dryer and $280 for a set of rear tires for my car.
And I sold some things on eBay to help out. Also, my wife and I sold some of her jewelry and all of my coin collection recently for a grand total of $220. That was nice. I'll be looking to sell more things on eBay soon.
And my part-time job I have blogging about a subject I know a lot about is bringing in $360 gross each month. That helps.
I finally have an emergency fund of $3K. It's going to grow to $5K by the end of the week and then hopefully I can add another $500 at the end of the month.
I also just increased my 401K contribution to 3%. My employer matches up to 5% but I'm not ready to cut that much out of my take home pay yet.
I've been able to cash flow a lot of things lately: $320 for a notebook computer for my daughter to use at college, $220 to fix our washer and dryer and $280 for a set of rear tires for my car.
And I sold some things on eBay to help out. Also, my wife and I sold some of her jewelry and all of my coin collection recently for a grand total of $220. That was nice. I'll be looking to sell more things on eBay soon.
And my part-time job I have blogging about a subject I know a lot about is bringing in $360 gross each month. That helps.
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